TenForward: Where Every Vulcan Knows Your Name
/c/TenFoward: Your home-away-from-home for all things Star Trek!
Re-route power to the shields, emit a tachyon pulse through the deflector, and post all the nonsense you want. Within reason of course.
~ 1. No bigotry. This is a Star Trek community. Remember that diversity and coexistence are Star Trek values. Any post/comments that are racist, anti-LGBT, or generally "othering" of a group will result in removal/ban.
~ 2. Keep it civil. Disagreements will happen both on lore and preferences. That's okay! Just don't let it make you forget that the person you are talking to is also a person.
~ 3. Use spoiler tags. This applies to any episodes that have dropped within 3 months prior of your posting. After that it's free game.
~ 4. Keep it Trek related. This one is kind of a gimme but keep as on topic as possible.
~ 5. Keep posts to a limit. We all love Star Trek stuff but 3-4 posts in an hour is plenty enough.
~ 6. Try to not repost. Mistakes happen, we get it! But try to not repost anything from within the past 1-2 months.
~ 7. No General AI Art. Posts of simple AI art do not 'inspire jamaharon'
~ 8. No Political Upheaval. Political commentary is allowed, but please keep discussions civil. Read here for our community's expectations.
Fun will now commence.
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Nah because they can't afford a down payment.
This. I was only able to get my first house after college because I did one of those "down payment side loans" and my folks gave me a couple grand as a kickstart.
Nowadays the only way I can afford a house that's not smaller or on true shit condition is because I had 17 years worth of equity in my previous house and put a huuuge DP down.
Giggity.
It's all a predatory vicious cycle.
First time homebuyers don't need a down-payment in the US. But payments will be much higher so it's usually out of reach regardless.
You do need a down payment, it's just much smaller, like 3.5%.