this post was submitted on 10 Dec 2024
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I am here to tell you that it doesn't matter how cheap they make it, reject UHC. There are plenty of healthcare providers that just don't accept UHC insurance, because they are such a pain in the ass to deal with. Yeah, I know, there aren't really any insurance companies in the US that are good, but UHC is orders of magnitude worse than anyone else.
I was looking to get an ACA plan, but i no longer seem to qualify because I can get the employer UHC :(
You're better off finding a catastrophic policy and putting the difference between that premium and the UHC one into an account you control that you can pay regular medical costs out of. I know that some providers will work with you on price if you aren't using insurance and are paying the bill at the time of service.