531
Musk wants to abolish consumer agency that has been a ‘model of efficiency’
(www.commondreams.org)
this post was submitted on 29 Nov 2024
531 points (98.7% liked)
News
23600 readers
3788 users here now
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Look, I've made some bad choices in life. I'm in my 30's, I live with my girlfriend and her mother, and my credit only just recently got above 600. But because of the rules the CPFB put in place, I'll be laughed out of ANY bank if I walk in and ask for a mortgage for just a bare plot of land with nothing on it. And maybe I'm being selfish, but the CPFB hasn't done dick to make home ownership more affordable, or to keep private equity from snatching up all available inventory.
For houses, most people's barrier is the downpayment. Loans on raw land are more risky, because it's not immediately going to be someone's home (which people will go to extremes not to lose), and there's no guarantee a home will ever be finished there. All things being equal, it's usually cheaper to buy an older home than to build one (to code). I guess an exception would be buying land, having utilities ran, septic tank/well installed, and driveway and pad poured for a trailer, then getting an old trailer and fixing it up (all assuming zoning allows). Even that would be more expensive than buying a plot with an old trailer already on it though. But, I guess you can't use a lot of downpayment/mortgage assistance programs on trailers either.