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Finished high school 7 years ago. been working for 6 of them. first time i reached $10,000 in savings (25yo)
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Is it giving you a higher return than you pay in interest? Personally I'd pay off the mortgage.
Spy has been yielding double digit returns for years... That's definitely bigger than most mortgages in the US.
Then you should get rid of your mortgage payments and put it all in that.
Huh? If my rate of return > mortgage rate it makes more sense to be leveraged. If my mortgage rate was 10% I'd be paying off my mortgage.