this post was submitted on 08 Aug 2024
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I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.
How do you send money to friends or businesses with credit card? Is there a paypal card which has your login information printed on it?
just send them money to their bank account. it's a lot more common in Europe.
I just use a bank transfer
Venmo usually, but many banks have built in cash payment apps too.
I'm 35 and never had a PayPal account and have never felt the need for one
Obviously you can do a SEPA transfer as well, but it's not instant and you have to type a long number and don't have a consistently good user experience. Bank apps lack good UX. Stuff like "send this friend 5 bucks again, this is his profile picture" and are a pain to log into.
I don't say I like paypal or banks, i actually dont like either. But paypal is just more convenient.
Venmo is, afaik, owned by PayPal, although they do a good job to not let on that it's a PayPal service.