this post was submitted on 08 Aug 2024
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Never heard of iDEAL. Wikipedia says its a a Dutch system that was acquired by the "European payments initiative" last year. The EPI just became active as a payment system 1 month ago.
This is VERY much still in development and not at all an established system in the EU.
Not sure about the name of the systems, and I've seen them change names a lot over the years
But I think it's a pretty universal thing in the EU, that you're able to pay directly using an IBAN, I've even seen "direct bank tranfer" in stores that sell across the EU
In Poland we have BLIK. It's simple, you go to your bank app and generate code, then you write that code and money is transferred. Also you can send money to phone number. That's very great system, with no fees.