"statistically you have a higher chance of a plane crashing on you than you crashing while in a plane."
Where are you hearing that, and I'm almost certain it's not true? On the other hand, "you're more likely to die driving to the airport than on your flight" actually is true.
That sounds about right. When I was in college I got a speeding ticket halfway in between the college town and the city my parents lived in. Couldn't afford the fine due to being a poor college student, and called the court and asked if an extension was possible. They told me absolutely, how long do you need, and then I started saving up. Shortly before I had enough, I got a call from my Mom that she had received a letter saying there was a bench warrant for my arrest over the fine