dohpaz42

PMI stands for Private Mortgage Insurance, and it is required on mortgages with a loan-to-value ratio greater than 80%. For example, if your home was worth $100k at the time of closing, and you owe more than $80k on the loan, you are required to have PMI.

I got my annual PMI disclosure tonight, and it says that if I’ve had my loan for at least two years, and have a good payment history for at least two years, I am eligible to cancel my PMI.

It’s not a lot, mind you. But I’d love to save the ~$70/mo it costs. That’s a fifth of vodka and a bag of CBD gummies, every month.

My oldest (M11) loves it, while my youngest (M9) couldn’t be more grossed out by it.

Recipe

I am watching the series, and i can’t help but feel like both actors for Superman and Lois are CGI created. Maybe it’s me, or the lighting of the scenes, but I’m really feeling the uncanny valley with this show. Anybody else?

Last year I moved into a townhome after my wife and I separated. Her and my kids went to Ohio to spend Thanksgiving with her side of the family (it’s something we’d always done even as a family). I was supposed to go to Puerto Rico last Thanksgiving, but that didn’t work out. So I ended up at a friend’s house with their family.

Fast forward to this year, and I now have my own home. My youngest decided that he didn’t want me to be alone for the holiday, so he opted to stay with me instead of going up to Ohio with his mom and brother. He also asked me to cook ham, sweet corn, and mashed potatoes for Thanksgiving dinner. I got the smallest spiral-cut glazed ham I could find, and cooked up a can of sweet corn, and made mashed potatoes from a box. I had never done this before because in Ohio there was always the in-group of family that took care of cooking, and I wasn’t part of that group.

My youngest said it was the best meal he had in a long time. He kept going back for more and more ham. As I was cleaning up, he commented how sad he’s going to be when we run out of the ham. His only criticisms were that the potatoes were a little plain in comparison to everything else, and that there needed to be a bitter side to offset the sweetness of everything else. Very high praise coming from him, as he’s still in the picky phase with his eating.

Now I sit waiting for the dishes to finish the wash cycle, while my kid is playing some Roblox game and my dog is laying beside him drifting off to sleep (she got her share of ham too).

Today was a really good day, and it would have been a shame not to share it with somebody.

Happy Thanksgiving, y’all.

The lights are off, folded laundry at my feet, dog in my lap, my youngest at the end of the couch asleep, and my oldest tucked in under his blanket watching his first boxing matches, as we wait for the next fight on Netflix.

I always hit snooze on my alarm clock, but I jump right out of bed if I hear someone puking or gagging (e.g., kids or my dog).

Do the devs get the crash logs from beta Mlem?

Alright, so my son is friends with a kid at his school, and through this I met his mother. She is a nice woman, who is attractive and friendly. What I do know about her is that she and her husband are separated and/or divorced. I do not know if she is seeing anybody.

I have an unsuccessful history of assuming things with women who are nice to me; i.e., I often confuse being nice with them showing a romantic interest, and that not being the case. Given that my son and her son are best friends, I do not want to make this mistake and make things awkward for anybody. Given my unsuccessful history of reading social cues, I want to be careful in how I interact with her.

I feel like I have three choices right now: I could continue my current course of action, and interact with her when my son and her son get together; I could text her and try to strike up a conversation out of the blue; or I could add her as a Facebook friend and from that angle try to strike up conversation.

I don’t necessarily want to go the “do nothing and hope it works out” approach, but I am not sure if I would make her uncomfortable by being too direct. I’m kind of leaning toward the Facebook option, but I am curious if I should ask her if she’s ok with me requesting to be her friend (and possibly sparking a conversation that way, but letting her know it’s okay to say no if she’s not comfortable with it).

And before anybody says it, yes I’m aware I’m probably overthinking it. 😊

Also, I hope this doesn’t break the grotesque rule. 😏

As of 10:15am EST, I am no longer married. From what I’ve heard from other divorcees, my ex wife and I have had a unicorn of a separation; in that we still get along and work together for our kids. Regardless of how frictionless the process has gone, it’s still a relief to put that chapter to rest.