this post was submitted on 15 Apr 2024
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[–] StereoTrespasser 33 points 8 months ago (2 children)

Kinda strange reading all these comments about how people dislike their house and where they live, but can't imagine giving up their mortgage rate.

The almighty mortgage handcuffs, the true American dream.

[–] DogWater 13 points 8 months ago

Oh look it's me. 3.125%

[–] MalachaiConstant 7 points 8 months ago (1 children)

My wife and I LOVE our house and don't want to leave, but we definitely thought it was going to be a starter home. We straight up could not afford the mortgage payments anywhere else at today's rates, even in a much smaller house

[–] [email protected] 6 points 8 months ago

I couldn’t afford to buy the house I currently live in, today. The “value” of my house almost doubled in value, and interest rates are close to triple what I have now. There is no way my family is going to move out, it’s pretty stupid that an upgrade of a home, in terms of dollar value, would put me somewhere much smaller.