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I'm sorry you can't tell the difference, let me try again with a question: Does everyone who "makes the most expensive purchase of their life" end up living cheque to cheque because of that purchase?
No.
Why not, if the size of the purchase is the dominant factor in the equation? Which, remember, is quite literally what the OP here said: https://lemmy.world/comment/8540177
So I ask again: why are you trying to insist that the problem is the amount of money spent, rather than this lady not doing the maths? Surely it makes sense that the not doing the maths is the problem here?
What do you call it when you are both splitting hairs and beating a dead horse? Splitting a dead horse?
She made an expensive purchase. She is now paying more money for it. This causes her to have less money. This causes her to be paycheck to paycheck. What exactly are you disputing here?
If she decided to purchase name brand canned green beans, and it ended up costing twice as much as generic, that was also her "not doing the math". But it would not harm her finances to a noticeable degree.
Saying the the size of a purchase has no bearing on its effect on your budget is so ridiculous I can't believe I'm entertaining this discussion at all.
As a matter of fact, if your next response isn't something vaguely worth taking about, I'm done with this whole...whatever this is.
It's the fact that she can't figure it out that's her problem, not the fact that she bought something big. She could have done the same with beanie babies at $20 a pop and run up a hundred thousand in debt over the course of two, three, four years, whatever. She'd be in the same situation, but without a house. The problem is not the purchase, it's that she's bad with money, jesus fuck it's like nobody on this fucking website understands how logic works.
Tell you what, I'm gonna block you now because you're giving me brain cancer with all this exposure to your idiocy, so don't worry about responding; I won't see it.