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From your post
So, no, the idea that they're doing universal student debt relief is misinformation. Sadly typical for a lot of Biden supporters to fall for it and then share it around online, we really need more people to read past headlines and push back on propaganda from untrustworthy sources like this.
The supreme court said no to the universal plan. The reasoning they cited was that congress did not intend for him to have the power to do that. Dubious reasoning or not, trying the same blanket loan forgiveness again is not going to work. And they were literally before the supreme court, do you honestly think they made "one argument?" There are hundreds of pages of arguments spanning multiple filings, not to mention the oral arguments. Get to reading:
https://www.scotusblog.com/case-files/cases/biden-v-nebraska-2/
And yes it is misinformation to pretend this was the one and only thing the Biden admin has done or attempted to do for student loans and ignore everything else that has been done. It's misinformation to say there's been "one executive order," demonstrably very false.
What the Biden admin is doing right now is exactly what you're suggesting, seeing what kinds of forgiveness they might be able to get squeaked past the courts since the broad powers in the heroes act have been cut off by the court. The rules aren't finalized so it's not clear exactly how broad that new plan will be or what the criteria is. If they re-attempted the same thing with the same terms there's no way it would stand with the court. If you just want hollow regulations passed that will never actually be implemented to pay lip service before a court strikes them down again, fine. I'd prefer things that will actually get through and have a chance to help people.
And try and save at least a drop of vitriol for the Republicans who were the ones who stopped the plan in the first place.