this post was submitted on 25 Feb 2024
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You're probably thinking too deep into this. They probably know prejudice is a bad thing, and heard the term "dismissed without prejudice" at one point, and thought that without prejudice is obviously good.
They're just vomiting legal words onto paper hoping it makes magic happen.
It's the equivalent of "no backsies" and "you can't triple-stamp a double -stamp"
Exactly. If a judge can dismiss a charge without prejudice then they figure they can dismiss a loan with the same magic words.