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Everything that's happening in this shit stain of a timeline leads me to stronger and stronger opinions that I'm going to facilitate my own exit on my own terms so there will be assets left for my daughter to play with after I'm gone.
No retirement. No healthcare. No hope. Fuck it. I'll take my leave when time comes.
Yep. The only way for your children to inherit is if you don't grow old. The expensive death care facilities will take every cent you have and leave them with nothing.
I've actually had this talk with her. (Clarification: she's an adult). After arguing my position on the matter, she had no issue with any of it.
Also clarification: my comments about self managed exit aren't related to some depression I wanna go today type thing. It's an entirely pragmatic plan of attack for future use.
The plan is logical and pragmatic. In the US, people often spend more on healthcare for the last few weeks of life than they did up to that point. Healthcare is absurdly expensive here, and end-of-life medical heroics don't make any sense.
The tricky part will be the timing. It's not always easy to predict when we are close to being incapacitated.
I didn't think you were depressed. I also happen to believe that people have a right to self delete, so I was not judging you.
DO NOT LEAVE IT TO INHERITANCE
Inheritances are taxed, often heavily, and can be disputed. Give it all as gifts immediately before your death instead.
Gifts generally have much less tax associated, less paperwork and thus less legal fees. You'll probably have to give relatively small amounts each year to avoid the taxes. Plus, you can stick around for a while and watch your daughter enjoy it.
I'm a tax accountant. I got this.
Ah, you know better than I do, then. Carry on.