this post was submitted on 28 Jan 2024
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me_irl
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If you have a mortgage, the bank cares. And if the bank cares, it can make you care.
As long as I'm paying my mortgage on time, I can't possibly imagine that it would be relevant to them to do anything about it.
The only reason the bank cares is because they have a lien on the property for the mortgage which would only be a problem if we defaulted on our payments.