me_irl

My bank has called me three times this week because I have $11, and they've tried charging me a "service fee" for not having $500 worth of deposits in my account. A thing that was never in any of the papers I signed when I got the account.

They can't charge the service fee because I don't have the money in my account, and in the first (only) voicemail they left the guy literally said "we need you to deposit more money into your account so we can charge you"

If they call again from a spoofed number, either I'm making a collections employee feel bad and cry and they hang up, or I will no longer be a customer at that bank when my jobs pick back up next week. Fuck collections employees. Feel attacked? Too bad. Need a paycheck? Get a different job with the same skill set nobody forced you to take that collections job in the first place. You're scum of the earth and for every person who's got a story about a good employee who was nice, I've got 2 more where they've tried guilting single mothers into making their children starve over a $2 fee. I've literally heard recordings of employees telling the people they called either pay your debts or kill yourself (usually in a metaphor for that oh it's not what I meant bullshit)