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How about a similar rule that puts the provider on the hook for getting authorization for what they do?
Like I know the system is fucked, but I don't want my doctor having me go somewhere to find out I get a $500 bill. Make them get authorization and if it fails tell me the cost before the appointment gets made.
If I have to spit in a tube again to get a $500 bill, I'll call and threaten Natera again till they drop the bill. Bastards.
That would slow medical care down dramatically.
But why? This should be automated based on my coverage plan.
Because it's not an automated process to get a procedure authorized.
Make it automated.
They already do for big services. Thats why its called a preauthorization. It just doesn't work well in emergencies and they dont do it for shit like routine blood draws. Ive had them tell me I could get a CT now and hope they approve it or take my chances. There is still incentive for the provider to fight the battle because patients getting big bills often don't pay them at all (it helps if you tell them though, they are busy and not necessarily keyed into every patients bill status).