this post was submitted on 27 Dec 2023
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Choose financial. You live.
Use bankruptcy. There's a reason for it.
Make payment plans. If you're truly poor, you basically pay $30 a month for like 20 years and it's discharged.
It's very scary when it's a meme and people don't know their options since it's often gatekeeped.
Hospitals also offer financial assistance and payment plans if you ask. Believe it or not, hospitals want you to be able to pay. If you can't pay, that means they don't get paid. Though, sometimes (this is NOT a guarantee), they may waive the bill altogether if you apply for financial assistance.
What if you have to choose between your health and your child's going to college?
A healthcare system that's not universal is so fucked up. It can't be that it's kept for people with money.
That $30 is money you wouldn't have had in a country with universal healthcare. The tax has to come from somewhere.
You wouldn't need the 30€ in the first place if you've had a universal health care... Of course the money has to come from somewhere. What if you got sick again? Or someone if your family got sick again? You're fucked up.
The $30 all goes to the same bill FYI.
All that medical debt gets wrapped into a single bill. You pay $30x12x20 and it's gone. It takes work to get there though.
And you missed the point of saying that $30 is money you wouldn't have had if we enacted universal health care. It's not going to come without everyone losing the equivalent of their premium in extra taxes anyway. The benefit is when people need to go extra times.
It's not the same. It's about social security. I pay high tax now with high amount of money for universal health care in my country, and I'm sure I would never ever have to spent that much money in my whole life for my health care or my family (I spent about 850€ per month only for health insurance). Most people pay less than that and that's okay. It's about the wealthy subsidizing the less wealthy.
Sure I can survive if I put everything to my saving. I would be able to pay the bill (I think, at least).
I don't have to worry about money at all if anyone of us got sick.
If I die my family gets paid, and my problems are over. Even losing a major limb is a better option than the costs of prevention.
Really good life insurance is really cheap. Nothing makes health care affordable in the US, except leaving the US.
Losing a major limb is 99.9% of the time never better than keeping the limb. Despite how many people say to the contrary.
Not only does it put many hands on trades into another learning curve, sometimes it completely stops your career. Residual pain from surgery often isn't nearly as bad as phantom limb issues too.
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7813551/
With disability I could move out of the country and maybe afford actual medical care. Again, life insurance is WAY cheaper than health insurance, and gives partial payment for disability. At that point, I don't care about losing my career, I'm getting paid for life. The only question I really have right now, is if I'm going to be totally or only partially blind.
My condolences mate. Best of luck throughout the process and whatever you decide to go with.