this post was submitted on 13 Dec 2023
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You're right in all except crypto. It's not just criminals. It's privacy. I prefer paying cash outside to remain anonymous. Why should i give my data for free to a company just because i needed toilet-paper. And CC is the cash for the internet. Just not as widely accepted as cash is (in most countries)
It's not even really private unless you're using Monero similar (which you can't buy on most exchanges for that very reason). Most CC blockchains are entirely public ledgers that are very thoroughly mapped out by government agencies and by private companies looking to monetize the data.
Yeah i know. But i know stuff is as private as it could be. If need be, i could even go to an atm-kinda-thingie here and trade cash for some CC. Totally anonymous. But everything is better (in regard of privacy) than using a credit/debit/whatever-card.
Of course it's - privacy considering - stupid to buy CC on some major (American even) platform with paypal or my other fiat-cards.
I like privacy too, but currently way too much harm is being made by the fact that people can keep their income private. Think about all the corruption using offshore accounts. It's not even cryptocurrency, just some other solutions. In a world where everyone's income is public, politicians won't be able to explain their financial gains. And you wouldn't have to worry about whether you're underpaid at work compared to your colleagues who do the same job with the same efficiency. And if you receive your income from a legitimate source, you earn that money, then it's nothing to be ashamed of. And nobody gives a damn crap if you use it to buy your toilet paper. On the other hand, if you're buying a HIMARS system on the black market, and then pass it onto the terrorists, you would very well deserve to be caught by the authorities and then rot in jail for decades.
Of course, this is a very extreme scenario. I'm not saying the ideal world is when everyone's finances are flat out published and advertised like "hey, look, I'm rich and ready to get robbed", but this is definitely an area where total privacy hasn't worked out well.
Where i live, the salary is usually one's top3 secrets. But it's not about that. It's about disliking cards. I buy TP with a card, the company has free data about my buying-habits, while I get nothing. After a while they know exactly what i buy, how often i do and which size my johnny is because of the condoms i buy and whatnot. Maybe it's being an IT-pro that makes me critical of every digital data i leave behind...
And beside of that, the crime argument is always the same á la "u got something to hide?" yes, i do. And it doesn't have to be lovedolls or weapons. Criminals were there before CC and will be there when cash and CCs are eradicated. There will always be ways.