this post was submitted on 30 Nov 2023
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[–] [email protected] 25 points 1 year ago (1 children)

(provided we scale back retirement savings).

But it would affect you, just longer-term than shorter-term. You don't know what things will be like when you're old, which is why most people who can do put the max amount in their IRAs, 401Ks, and HSAs. That doesn't mean they're bad people or misspending their money or not living paycheck-to-paycheck.

If you suffer in your old age because you had to cut back on retirement, that's a huge impact on your life. It's way easier to live paycheck-to-paycheck when you still can work than it is when you literally cannot and are relying on Society Security or retirement investments. I think that matters.

I'm poor as fuck, but I don't feel like I need to judge people who barely make more money than me in the context of fucking billionaires.

Also, do you have kids, because that's a huge impact on the bottom-line of people who make a decent salary.

[–] meco03211 15 points 1 year ago (1 children)

Also, do you have kids, because that's a huge impact on the bottom-line of people who make a decent salary.

Only furry ones with four paws. And the cost of raising kids is a not insignificant factor in that decision.

[–] [email protected] 15 points 1 year ago (1 children)