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I'm assuming you're in the US.
Do non profit or cooperative insurance companies exist? They would seem like a less evil option if available.
In Germany there is VVAG, "Versicherungsverein auf Gegenseitigkeit" (insurance association based on mutuality), which is the legal form for cooperative insurance as regular cooperatives (Genossenschaften) cannot insure legally.
They do.
There are, but a lot of them usually require something to qualify for their coverage and aren't as large as national companies. The smaller companies usually don't have as large an appetite for risk, and will therefore only provide discounts to less risky drivers.
Can you share some names of them? To help me get started researching them
Farmers, State Farm, Liberty Mutual, Thrivent, USAA, Blue Cross Blue Shield, American Family, Nationwide, etc.
https://en.wikipedia.org/wiki/Mutual_insurance#United_States
https://en.wikipedia.org/wiki/Reciprocal_inter-insurance_exchange#Examples