this post was submitted on 05 Mar 2025
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And next time have it when asked or we'll do this again.
You can easily do a same-day wire transfer of this amount. Technically there's no limit on the size of wire transfers. There's probably a point where the bank will start asking questions, but car / mortgage down-payment sized transfers aren't an issue.
But, yeah, I bet cash withdrawals are another ballgame. Not least because the bank probably doesn't actually keep that much cash in typical customer-facing locations.
What the heck is that giant vault for if they ain't got comically large sacks of money and so many coins, they cause an avalanche when opening the door?
The "large vault" you're referring to is either old enough to predate the internet or full of safe deposit boxes for rent.
Even busy bank branches probably only need a vault the size of an armoire these days. People just don't use much cash.
Lol, agreed. Though, I'll point out that many, many buildings (and people) easily predate the internet.
Exactly, that's why they're still around. They still haven't been used at their intended scale since before most working adults had left home.
If anyone else wants to feel old, MySpace is old enough to drink and the iPhone can vote. College graduates have never seen someone type on a t9.
It's actually a laundry storage facility.
US cash is mostly cotton IIRC
Is there not a security concern of doing basic checks before handing out cash?
For instance, elderly woman gets a text message telling her the IRS needs $50k cash or they’ll take her house. The bank says they need a few days, she complains that the IRS wants it now…and then they help explain that it’s likely a scam.
Yes, typically. I don't know if that trumps "the bank has to give you your money when you ask for your money."