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Seems a lot like he gave up. What we got instead can't be called half measures. Hell, they can't even be called quarter measures.
Oh, you made it so for 6 months, non-payments don't hit your credit? What happens after those 6 months? And interest continues to accrue during that time so you'll find yourself more underwater than before.
Oh, you reduced the percent of income that is to be spent on paying off the debt? Did you adjust the interest rates too? No? So you're extending people's length of debt. Cool.
This isn't even tossing a bandaid at the problem. It's handing someone a self-help book while they're on the ground bleeding out.
I wouldn't call pursuing another path to forgive $10K giving up, I mean it's literally the opposite of giving up.
Also its 12 months, not 6 months
And you are ignoring the benefits of the SAVE Plan https://www.npr.org/2023/07/14/1187545921/student-loan-forgiveness-save-repayment
https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/30/fact-sheet-president-biden-announces-new-actions-to-provide-debt-relief-and-support-for-student-loan-borrowers/
https://www2.ed.gov/policy/highered/reg/hearulemaking/2021/idrfactsheetfinal.pdf
Biden is doing a ton considering he has had 0 help from Congress who has power of the purse. If you want interest rates adjusted you gotta go through Congress.
The dude you replied to isn't here to debate or exchange ideas. He's here to make sure you don't believe in the process and don't turn out to vote. It's the same strategy the right used in the run up to the 2016 and 2020 election. Vote out every scumsucking republican you have especially in the statehouse where the real power lies. Get everyone you know to get registered and get them to the voting booth.
I agree that's a high possibility, either way though I like to respond to posts like that for other potential readers. If OP wants to admit they are wrong, great, but it's important we counter these kinds of posts with facts so others understand the truth as I agree disinformation is a powerful tool so it needs to be cut off at the knees.