this post was submitted on 27 Dec 2024
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I just emailed my bank, that was literally all it took. When I log in to my banking website I can do it right there, too. I just emailed them because I was afraid there might be consequences, but they called me up saying they'd already done it for me and I should have no worries
Happened twice, so it's not a one-of, and since I could even do it myself right from the summary of transactions... All direct debit. I don't even have a credit card, so it can't be mistaken.
I guess it might vary depending on how much we're talking... If they're correct that credit card companies are requried by law and banks are not, then I can imagine a bank deciding to refuse to refund a purchase if they feel as if it's too much money. At which point, it becomes much more of a hassle (lawyers getting involved, etc.) to get the money back.
Again, which law? We don't all live in the USA.
I said "if they're correct."
I don't fucking know what law.