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There are some problems with it that make it not as simple as it would appear.
If it was 100% perfect and not cheatable then the economy would a just around it as the new norm. In a few years people would say "you can get by on 99 million" and they'd be right. There would be calls to lower it again and the economy would shift around it. Imagine an MMO with a max coin cap and you can visualize the economy of it. The price of everything might eventually come down, but we would still be unable to afford any of.
It's cheatable. Elon can't make 70 billion in one year? That's why he has 70 kids and they're all employees of Eloncorp and they each make 1 billion. Or, if you don't trust your kids (which he probably wouldn't since ...) You could just form 70 corporations to hold the money.
Rich peoples money is tied up by accountants and lawyers so tight there isn't a magic fix for it. Elon could litigate through an entire presidency until his paid for politician was elected and could undo the tax laws.
Point 2 I agree 110%. It's why the system in and of itself is flawed. The more money you have the more you learn to protect it. The problem needs to be fixed on the person level and that's not happening because you will always have rich assholes that will lie, cheat and steal.
Point 1. You don't know that and none of us do. You may be swinging at windmills for all we know.