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Punishment for financial crimes should be proportionate to the average yearly income.
(self.showerthoughts)
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. A showerthought should offer a unique perspective on an ordinary part of life.
Yes, it makes an incredible amount of sense to fine people proportionally to wealth/income. I don't know what they do to prevent the scenario you're describing, but would hope that they have addressed that possibility.