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Punishment for financial crimes should be proportionate to the average yearly income.
(self.showerthoughts)
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. A showerthought should offer a unique perspective on an ordinary part of life.
This thread is about financial fines, not jail time, but regardless, here's the 'The Formula' scene from Fight Club. This is effectively how it works in the real world. The money isn't paid back.