I never understood why people bring up “is this your money or theirs” when SC is being discussed. What does this have to do with anything?

because its not up to you to decide how they spent their money. Simple as that.

False advertising - This is an easy one, even many committed star citizens admit that both Chris Roberts and his subordinates constantly lie about everything.

constantly lie about everything? Uh huh... you are probably alluding to changes of gameplay/ships/and whatnot? Perhaps those that complain would read the fricking disclaimers that everything is up to change, especially during alpha development?

Failure to deliver - Various very expensive JPEGs, some of which are over a decade old, have not been delivered and there is no interest in delivering them.

Those expensive JPEGs are currenlty not feasible to work on as the gameplay is not there or the tech does not support them for example VIP transport (Spirit E1, Genesis Starliner): what good is VIP transport when the VIPs cant even find the ships due to poor server performance? T0 would be just cargo but with AI Actors, whee such difference much gameplay!

Or the Endeavour, a multi modular science vessel. We are just exploring modularity and are FAR away from science. And Crewe stated several times that it will be one of the last ships to be released.

Crowd funding fraud - The initial crowdfunding campaign was to deliver a Wing Commander style single player game and a space multiplayer game by around 2014-2016. There was nothing about a multi-decade long campaign of paying multiple members of the Roberts family opulent salaries.

And after the kickstarter concluded, they asked the community if they should increase the scope and the majority voted for it, what now, go against the wish of the kickstarter backers or just try to fulfill its original goals, missing the mark for CR once again?

In particular, Roberts put his unqualified wife in a CMO position (she openly admitted to not understanding how metrics worked or what SEO was) while creating a fake last name for her and warning employees to keep their mouth shut and not let the backers know that they were married. They openly lied about their relationship in company marketing videos.

I have no answer for this, nor does it bothers me that CR put his wife into a Chief of Marketing Operations position. Marketing nowadays is on point, that what matters to me.

When this was identified, their PR attempted to frame this as doxing and a harassment campaign.

I mean, what does the privates matter to the community?