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Visa Exec Confirms Payment Processing Services Being Halted For Japanese Retailers Selling Adult Content: "It Is Necessary To Disallow It To Protect The Brand" (boundingintocomics.com)

submitted 1 day ago by [email protected] to c/[email protected]

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[–] [email protected] 29 points 1 day ago* (last edited 1 day ago) (2 children)

Is this a case of culture clash or me being oblivious, where an actual decent amount of people would think less of Visa for allowing transactions to go through with this? Because to me they just handle money. Never occurred to me they would take a stand against any kind of transaction that is not, you know, illegal or outright murder-for-hire.

[–] emax_gomax 9 points 1 day ago

Payment processors tried the same for pornhub and only fans FWIR. These are relatively new institutions run by dinosaurs who probably don't even understand the service they provide and just rake in billions from transaction fees.

[–] [email protected] 14 points 1 day ago (1 children)

I never understood it either but I've always heard any x-rated business has difficulty finding and keeping payment processors. I did hear one person say the "protect our brand" line is only an excuse and the real reason is that x-rated businesses typically have way more chargebacks than normal businesses (due to post nut clarity) and payment processors end up dropping them for that reason.

[–] chonglibloodsport 6 points 22 hours ago

Yeah. High chargebacks and fraud (both actual fraud and fraudulent fraud reports) on adult content. I think a lot of it has to do with the “spouse factor.”