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Detailed answer: https://m.youtube.com/watch?v=GmDNz7irGgw
TLDW: there's two main parties (excluding lawyers and that kinda stuff) who would receive the money. As it stands right now, one of them would receive 98%, whereas the other would be left with barely anything. The Onion made a deal, that would cut into that 98%, and give the other party 100000 dollars more than what they would get with any other bid if it was shared according to the "proper" split. In return the 98% party gets paid out the rest of their due (potentially more, potentially less) with revenue from running the site.
I watched the video when it came out. If memory serves me correctly, the 98% party are parents from North Carolina, the others are from Texas. The percentage I wrote is probably wrong too. But it's definitely a massive discrepancy. The Onion worked this deal out in collaboration with both parties, and there's definitely a prosocial aspect in the NC parents declining a large chunk od money so the other victims can get more. Though both the NC parents and The Onion could potentially earn back that amount by running the website.
I believe you got the percentages correct (I watched the video yesterday).
To everyone looking at the bidding numbers only -- they don't include a lot of concessions the NC parents gave to both the Texas parents and the Onion in order to keep AJ out of the deal.
The video goes into great detail about how the deal came to be, and how the Onion and NC parents worked HARD to make it the most attractive one to both the trustee and Texas parents.