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Just. Zero. The. Interest.
Stop with all these convoluted piecemeal plans. Just get someone like Fannie Mae to buy up all the loans made before 2014, and then zero out the interest on remaining payments.
Unfortunately the interest rate is specifically set by law and tied to 10 year treasury bill rates. This cannot be altered with an executive action, would need congress to change the law.
https://studentaid.gov/understand-aid/types/loans/interest-rates#who-sets
That's why the executive orders are focused on things like minimum payments, how long it takes to get forgiveness, who qualifies, etc, because the laws give the department of education more latitude to adjust those things (or are supposed to at least, weird rulings from republican judges notwithstanding).
We have 0% interest in Canada, but the way people tell it our Liberals and Trudeau specifically has never done anything good for anyone.