this post was submitted on 02 Jun 2024
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A Boring Dystopia

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[–] shiroininja 36 points 5 months ago (2 children)

I see this so much from my coworkers. I could never. I'd rather do without or just steal if I really need something. Credit like that is a trap. I learned that from growing up poor. I'm 36 and debt free and I'm not going back. I'm not buying every day things on credit. I can wait a few paychecks if I need to.

[–] TubularTittyFrog 11 points 5 months ago* (last edited 5 months ago) (2 children)

it's scary. I work in IT and many gen Z kids leave their personal financial stuff on work computers...

the spending/debt they are in is nuts... and it's stupid stupid debt. one kid had $10,000 in credit card debt over 6 months of spending and was making like $100 payments on $1000s per month in spending. the spend like they make $250K a year even though they make 40K. he's probably 23-25.

[–] [email protected] 5 points 5 months ago (1 children)

Are you looking at their personal financial "stuff"?

[–] TubularTittyFrog 14 points 5 months ago* (last edited 5 months ago) (1 children)

anything that's on your work computer is company property.

it's my job to look at anything on company computers.

[–] shiroininja 2 points 5 months ago (1 children)

Jesus . Did nobody ever teach the kids, if you can’t afford it, do without? (Not counting necessities of course). Like I thought the keeping up with appearances thing wasn’t that big, but I’m starting to see that it’s very real. Like the idea of debt terrifies me.

[–] TubularTittyFrog 1 points 5 months ago (1 children)

No. They are taught that you can't do without and you should do whatever you can do to get it. Which means take on massive debt and worry about it later. YOLO

[–] shiroininja 2 points 5 months ago

Oof. I feel like it’s my generation’s fault somehow, but I don’t think we’re old enough to have kids that are that old. Maybe it was gen X? But I just can’t see either melleniels (my brain can’t spell it right now for some reason) or gen x teaching that? But maybe I’m wrong. Or maybe it’s the greater society that instills it instead of their parents.

[–] UnderpantsWeevil 1 points 5 months ago

I’d rather do without or just steal if I really need something.

Think of Pay Later as stealing on lay-away.