Just got informed I'm getting a bonus this year. It's <30% of the normal target. I guess I should be thankful to get anything given half of the company just got cut. For some reason, I'm irritated that it's a fraction of what I normally get, even though it'll all just go into savings.
Every little bit to push me closer to not needing to deal with this garbage anymore.
I download books from my library to my kindle. It goes through Amazon though, so I assume I am also impacted by this BS.
You should be fine re: the wash rule. Just remember it's 30 days before and after the sale (so make sure if you bought any of that security 30 days before you sold, you have to have sold that lot as well).
Got home from being out of town and my personal laptop is broken. It seems either to be a dead motherboard or dead hard disks? Not really a computer person and mostly used Gemini to even get that close to understanding what was going on. It is probably ~4.5 - 5 years old so I'm guessing it's about time for a replacement.
Any one have suggestions for a decent laptop? I mostly use it for web browsing/streaming. I do also use it to process photos after vacations. Not trying to break the bank while still getting a decent product with a hopefully better lifespan.
Wondering if I'm being penny wise, pound foolish here.
Just took a 9 hour drive to another state. Route 1 has a portion of the road that is a $6 toll. Route 2 detours around the toll, but adds 20 min of drive time. I went with route 2, but am wondering what others might say.
So happy to see our tax return from the IRS pending in our checking account. With all the craziness of the past month, I had a small concern about our money coming through.
Also seriously considering divesting from my paper savings bonds. I've been slowly cashing them out as they reach maturity, but I'm not convinced the current administration won't default on their payments given the verbage around some loans not being valid.
I just need to shout this into the void:
Fuck this fucking bullshit. What the hell is wrong with this country. I fucking hate this timeline.
I don't think I would sweat a few days either way. I'd just automate to sell on payday (or whenever makes the most sense for you) and if you're out a few hundred dollars from the market for a few days, it won't even be noticeable in the long run.
Keeping your MAGI low enough to get good subsidies on the ACA marketplace. Or live in a country with decent healthcare infrastructure.
If you're working, then you're generally stuck with whatever provider your company chooses.
Deciding to pay off the mortgage is a tricky decision, especially for those of us who locked in super low rates. I always assumed the best choice was to pay off the mortgage asap (long before I'd learned about FIRE), but with a 2% mortgage I'm inclined to never actually pay it off early. I have more money and flexibility by keeping my savings invested than if I dumped it into my mortgage.
If I had a higher rate (like 5%+), I think I'd be more inclined to agree with you. Though it'd have to be obscenely high rates for me to decide taking the tax hit of selling investments in order to pay off the house.
Update:
Both my spouse and I were informed we are safe (we work for the same company). At least I don't have to worry about our income being impacted.
Two of the people I work closest with have told me they were cut. I'm hoping there aren't any more close to me, because I already don't know how we are going to manage without those two people.
It hurts itself in its confusion