Holy compounding growth! I can't believe that I just crossed the $500k invested mark in January and I'm already just one more good day from hitting $600k. I very well could cross that line in time for the end of month spreadsheet day. (Don't worry, now that I've put that thought out there, we'll certainly see a market crash)
A particularly sucky way to save money: skip your spouse's birthday celebration because you both got sick just in time for their birthday.
I feel especially bad because I dragged them to an event last week and they've been sick since we got home. Of course karma means they gave me their illness and I've been feeling bad since yesterday.
I've done similarly. I reached a breaking point where I'd hear about a show or movie and think I'd like to see it, only for it to be on one of the bazillion services I don't have. Now if there's something I want to watch, I'll check if it's on a service I have access to. If not, I'll get it through other means.
Frugal "win" of the day:
I over stretched my hamstring last week and sitting all day hurts. I was able to scrounge a perfectly sized box to transform my normal desk into a standing desk. Now I'm just hoping I can reduce the pain enough to survive the major tournament I'm travelling for next week.
Good for you. Every little bit helps!
Canada! Specifically Ontario and Quebec
Next week I'm going on vacation. The senioritis at work is real! I have no desire to do anything productive this week (besides obsessively checking the weather forecast for my destination)
Today's my wedding anniversary (sort of, thanks to COVID causing us to have multiple anniversary dates).
It's amazing how much marrying the right person can accelerate your timelines. My spouse was in the "work til I die" camp when we first met. However, they were always very frugal. Now we both dream of FIRE and have a pretty significant net worth.
Most likely. I would guess 4-5 years if no major changes in lifestyle. Longer, and harder to guesstimate, if we decide to have kids.
My most recent meaningless milestone:
With a 4% withdrawal rate, my current investment balance supports a monthly equivalent to my takehome pay of one paycheck. So I'm basically getting 12 additional paychecks a year from my investment balance.
I decided to sign up for a giant national competition for my hobby sport today. Between entrance fees, flights, and hotel it was a very spendy day.
Build the life you want and then save for it...right?
Also, the last time I tried to do this event I came down with COVID the week before and lost out on a bunch of non-refundable deposits. I'm really hoping that doesn't happen again this time.
I'd consider a CD ladder with the amount needed for each tranche maturing at the time I'd need it (depending on rates I could get compared to HYSA rates).