[-] yenahmik 5 points 1 week ago

Canada! Specifically Ontario and Quebec

[-] yenahmik 5 points 1 week ago

Next week I'm going on vacation. The senioritis at work is real! I have no desire to do anything productive this week (besides obsessively checking the weather forecast for my destination)

[-] yenahmik 6 points 1 month ago

Today's my wedding anniversary (sort of, thanks to COVID causing us to have multiple anniversary dates).

It's amazing how much marrying the right person can accelerate your timelines. My spouse was in the "work til I die" camp when we first met. However, they were always very frugal. Now we both dream of FIRE and have a pretty significant net worth.

[-] yenahmik 3 points 1 month ago

Most likely. I would guess 4-5 years if no major changes in lifestyle. Longer, and harder to guesstimate, if we decide to have kids.

[-] yenahmik 4 points 1 month ago

My most recent meaningless milestone:

With a 4% withdrawal rate, my current investment balance supports a monthly equivalent to my takehome pay of one paycheck. So I'm basically getting 12 additional paychecks a year from my investment balance.

[-] yenahmik 4 points 1 month ago

I decided to sign up for a giant national competition for my hobby sport today. Between entrance fees, flights, and hotel it was a very spendy day.

Build the life you want and then save for it...right?

Also, the last time I tried to do this event I came down with COVID the week before and lost out on a bunch of non-refundable deposits. I'm really hoping that doesn't happen again this time.

[-] yenahmik 3 points 1 month ago

I used to work in the news and fires were one of my favorite things to be sent to film. It's so powerful and destructive, yet so incredibly beautiful.

[-] yenahmik 4 points 1 month ago

Had my first foray into bread making this weekend. It turned out surprisingly well considering the fact that I'm a terrible cook/baker. It was way easier than I expected (granted I did use a stand mixer). Is it worth replacing my normal bread consumption with homemade? Not sure on the cost side of things (I maybe save $1 on the equivalent amount of bread), quality does seem improved though from the standard loaves of white bread I buy from costco.

[-] yenahmik 3 points 2 months ago

I absolutely love it. Granted I have a ton of hair, so I end up taking fairly long showers. I would quite often run out of hot water when we had a tank. It probably does encourage wasting water, since it takes longer to heat up and then you don't have a sudden influx of cold water to speed you up at the end of the shower.

[-] yenahmik 3 points 2 months ago

For all those considering buying vs renting into retirement:

Owning a house is freaking expensive. Last year we spent ~15k on a new HVAC system. I figured this year would be cheaper, since we didn't have any major repairs that high on our priorities. Until this weekend when my spouse realized the pipes to their shower were leaking. Considering the general state of the shower, we're leaning towards ripping it all out and just getting a new one.

Then my spouse fell for a door to door sales person and we ended up getting a quote for new attic insulation. They want >20k for everything or ~13k for their most basic install. While we do need to upgrade our insulation, best case scenario is a payoff in over 16 years, likely way longer as well.

The insurance also rejected our claim for roof damage saying there were just some shingles needing to be replaced which costs less than our deductible. So if we want a new roof, that cost is on us as well.

We've lived in our house for 4 years now, and I think our cheapest year we only spent ~5k on repairs (new tankless water heater install after our old water heater died).

[-] yenahmik 3 points 2 months ago

Adam Savage

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Dog-viator (lemmy.world)
submitted 2 months ago by yenahmik to c/ai_art
[-] yenahmik 2 points 2 months ago

Lol just asked it how much I should have saved now if I want to retire at 40. I don't think you should take AI's advice when it comes to retirement...

Here's a rough estimate to get you started: if you plan to retire at 40 and spend $30,000 per year, you'll need to save around $180,000 by then. This is simply your annual spending multiplied by the number of years until retirement. However, this is a simplified calculation and doesn't take into account factors like inflation, investment returns, or your desired retirement lifestyle. To get a more accurate idea of how much you need to save, you can use a retirement calculator or consult with a financial advisor.

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Christmas Axolotl (lemmy.world)
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En Garde! A History of Fencing (prologue.blogs.archives.gov)
submitted 6 months ago by yenahmik to c/fencing
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yenahmik

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