I feel like the Big 12 has to take another Pac-12 to keep things even. That would leave the Pac-12 with 8 teams, right? That’s pretty much a dead conference.
What types of frozen fish do you eat most? What is your preferred type of fish?
It depends on the type of bread you’re looking to have. If you just want cheap sandwich bread, a grocery store will be cheaper. If you want to have a nice warm loaf to spread butter or jelly on, it will be cheaper with a bread maker. I think there is an assumption that you would also have most of the ingredients on hand. Yeast is the only specialty ingredient.
A bread maker is very easy, but the big reason people dont want them is the size of the appliance. It’s just so large
Go find that old post from AskReddit and follow it to a tee.
Outside of that, I'd probably buy a house closer to downtown, buy a new truck, and start to figure out how I can increase the quality of education in rural South Carolina.
How are you doing relative to the 1x by 30 / 2x by 35 / 3x by 40 salary rule for retirement savings?
At 29, we're at $170k in retirement funds with $150k household income. I've been lucky to max my 401k and Roth IRAs for both my wife and I the past two years. The biggest thing I've done to accomplish that is increasing my contribution with each pay raise I've gotten. Our net income hasn't increased much over the past 5 years, but our gross income has increased ~$60k.
Every few months, I'll run the numbers on what is needed to retire and I think we're in pretty good shape. I intentionally don't include my wife's pension or Social Security in those calculations, which makes me feel a bit better about where we are.
| Year | Age | HHI | Retirement |
|---|---|---|---|
| 2017 | 23 | $95k | $8,900 |
| 2018 | 24 | $100k | $19,900 |
| 2019 | 25 | $110k | $42,900 |
| 2020 | 26 | $120K | $74,000 |
| 2021 | 27 | $135k | $116,300 |
| 2022 | 28 | $140k | $123,400 |
| 2023* | 29 | $150k | $171,900 |
Hopefully he brings some of what he had in Fayetteville to Pickens County
Banks use your money to invest. They only have to have a small percentage of their holdings in cash on hand so they can invest, make money, and pay you interest.
Your money isn’t just sitting in a vault at your local Bank of America branch.
Big George is the man
If you ever come to a game in Columbia, you can take a picture with him and hold his Heisman. It is beat to hell and back from all the years of him sharing it with people
The last time The Open was here, Rory won and Rickie finished second. Rickie and Rory have both won in the past two weeks.
I’m going with Fleetwood
High yield savings accounts are over 4% but their rates fluctuate. I put money in at Ally a few months ago when they were near 3%.
It’s a nice way to park some cash that is easy to get in an emergency.
Charleston is one of the greatest cities in America