designated_fridge

joined 2 years ago
[–] designated_fridge 2 points 10 hours ago
[–] designated_fridge 3 points 11 hours ago

Oh cool, other teams are also allowed to shit their bed on set pieces!

[–] designated_fridge 3 points 12 hours ago

Ask yourselves - does this look any better than the first games under Amorim?

[–] designated_fridge 1 points 19 hours ago

Yeah, and I have a Galaxy Watch 6 and my wife has a Galaxy S23 (not sure if there is any "ecosystem" benefit of us both having Galaxies though...)

I guess I could wait to see what the Pixel 10 has in store but then again - why get a Pixel when you are not going to use what is Pixel about it? I'm in Europe so I don't get all the smart features of the Pixel - I just get vanilla Android with worse hardware than the competitors. But a nice camera which I like. Haven't tried the Galaxy camera app in a while!

[–] designated_fridge 2 points 1 day ago (3 children)

I'm on a Pixel 7 Pro and was considering moving to S25 Ultra this year but it's really hard to understand whether it's a good phone when all impressions are about how similar it is to last year's model...

And last year's model was very similar to the model released the year before that.

So essentially it's not much of an upgrade if the S25 Ultra at large is similar to the S23 Ultra which was available at the time I got my P7P...

[–] designated_fridge 13 points 1 day ago (2 children)

I go through a cycle for this. I leave Reddit because I hate it. And then I go here and well it's quite obvious it's a certain type of people who are willing to jump through hoops and use the fediverse. I find most of the opinions here to be a little bit too extreme for my taste. I just want to discuss football (soccer) and tech...

But I agree with you. It only feels empty because we all decide to not hit "post".

[–] designated_fridge 2 points 1 day ago (1 children)

I wonder why Antony's leaving on loan would help this transfer. I understand it from a wage perspective (getting some of his wages off our books) but how do wages relate to our transfer spending?

Since Antony seems to be on about £100k/week - it means that over a 6 month period he costs us £2.4M. A significant amount of money of course but nowhere near the 20-30M we are talking about here. Even if we consider a transfer of 20M would be amortized over 5 years - then that would be about 4M towards our books this season - right? So maybe that's how it starts to make sense...

[–] designated_fridge 1 points 3 days ago

What's your verdict on Mainoo then?

[–] designated_fridge 4 points 3 days ago (1 children)

Yeah, something needs to be done. Wouldn't be surprised if we see some action this January.

[–] designated_fridge 8 points 4 days ago (8 children)

Remember when Apple released the $1000 phone and it was a big thing?

Eventually this will be the normal.

[–] designated_fridge 3 points 4 days ago

This team consistently puts out a performance somewhere between shit and very shit.

[–] designated_fridge 1 points 9 months ago

Anyone know what the full 90 shots conceded was?

 

Competition: FA Cup Semi Final | Date: 21st April

Kick off: 15:30 BST | Venue: Wembley Stadium

Referee: Rob Jones

Expected lineup: You tell me

 

I am trying to cut out Reddit from my life but I'm always ending up re-installing it because I simply don't know what do with my time. We have two small kids (1y and 3y) so I can't simply just read more, train more, play games, watch TV, etc.

It's rather.. Reddit filled those small micro breaks I get throughout the day. When I have a few minutes on my own when my wife has the kids.

Lemmy is nice but it's just not enough content to fill this need. I have been thinking about Blinkist or reading something lighter on my phone (something which is easy to take a break from whenever).

 

Svenska miljonärer är rikare än någonsin. Det visar lyxtidningen Connoisseurs undersökning av sina läsare, där en tredjedel av miljonärerna har över 20 miljoner i värdepapper och hela 7 procent av miljonärerna besitter över 100 miljoner kronor. Att jämföra med fjolåret då samma kategori utgjorde 3 procent.

  • Det är helt unikt. Vi har aldrig sett något liknande, det finns väldigt mycket pengar i landet, säger Susanne Ytterskog. Hon är chef på Connoisseur som hon även grundade 1998. En tidning som delas ut tre gånger per år och skickas ut till de vars årliga inkomst landar på 2,6 miljoner kronor eller mer, det vill säga en bra bit över medianinkomsten för svenskar som ligger på 371 500 kronor per år enligt Statistiska centralbyrån.
 

Rätta mig om jag har fel men Riksbanken ökar styrräntan vilket leder till att folk betalar mer ränta på sina bolån vilket betyder att de inte längre har råd att konsumera vilket leder till att priserna sjunker vilket leder till att inflationen är inbromsad?

Och vinnarna i detta är storbankerna som täljer guld med smörkniv.

Det känns som att samma effekt borde gå att uppnå men med något medel där pengarna används till något nyttigt? Typ en inflationsskatt och sen stoppas pengarna in i välfärden eller något istället?

Eller missar jag någon aspekt som gör att det är oundvikligt att behöva stoppa mer och mer pengar i storbankernas fickor?

 

Hi!

I have some serious smartphone addiction I'm trying to get on top of. I've tried to uninstall all time consuming apps from my phone but have realised I tend to start using the web version when I don't have the app.

So far I haven't found any browsers where I can either block certain websites or limit the time I'm allowed to spend on them.

Anyone know if those browsers exist?

 

Hej hallå!

Jag vill bara tipsa om att se över er tjänstepension så att ni inte sitter på aktivt förvaltade fonder.

Tumregler för ett bra fondsparande (gäller såklart privat också, inte bara för tjänstepensionen):

  1. Välj en passivt förvaltad fond. Det ska alltså inte sitta någon tomte på storbank och förutspå hur marknaden ska gå för ingen kan förutspå hur marknaden kommer att gå
  2. Välj en med låg avgift (<0.4%). Snittavgiften på en aktivt förvaltad fond i Sverige ligger på 1.25% men de kan gå upp ända till 2-2.5% (trots att all evidens pekar på att aktiva förvaltare är sämre än index, se https://www.spglobal.com/spdji/en/research-insights/spiva/ )
  3. Äg så många bolag som möjligt. Med detta menar jag att du ska ha en så bred fond som möjligt. Inte en techfond eller en sjukvårdsfond. Köp en global indexfond.

Köp en global passivt förvaltad indexfond som är så billig som möjlig

Exempel på bra fonder:

  1. Länsförsäkringar Global Index
  2. Avanza Global
  3. Dnb Global Indeks S
  4. Storebrand Global All Countries
  5. Skandia Global Exponering
  6. Nordea Passiv Global

osv.

 

If you're saving monthly into an active fund - please stop doing so. Research shows that they consistently underperform and that they are not worth the fee they're charging.

Buy a cheap, broad index fund instead.

Why YSK: an actively managed fund has no guarantee to be better than a cheap passive one (Someone in the comments called it a mutual fund? I'm not natively English so not sure about the terminology) but at a 1.25% fee - over 30 years around 30% of the return will have been swallowed by the fees. Banks don't make money from the cheap passive funds so they will be pushing the expensive ones even though it goes against all the research. They are not interested in making you rich.

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