Snowstorm

joined 4 days ago
[–] [email protected] 3 points 6 hours ago

It’s beginning, i hope it grow strong enough because it will take a few years of pain before we emerge stronger. I doubt the majority of Canadian have a strong enough resolve now. We can easily be divided.

[–] [email protected] 2 points 8 hours ago

Do you have a link for those reviews of Tuta email?

[–] [email protected] 8 points 8 hours ago (3 children)

I know nothing, but isn’t some pieces of Google software to be found on many sites that aren’t Google or YouTube?

[–] [email protected] 4 points 9 hours ago

Please come, it’s fun not to fight insurances companies and just prescribe what you consider is the best treatment without thinking too much about the capacity of the patient to fill the prescription.

I will boycott American product with a passion, but what’s a little brain drain between “friends”? Any other field with smart and motivated women we might be interested in?

[–] [email protected] 2 points 10 hours ago

Where is this dip?

[–] [email protected] 4 points 17 hours ago (1 children)

Are the clay pebbles new for this plant? I often understood that the older roots from before semi hydroponic will die in those conditions and new roots will grow and be adapted to those same conditions. I used a similar setup with no fertilizer at all and got orchids to flower for a few years, the growth was just a bit smaller every years. They need way less fertilizer than you think : because they grow as epiphytes in the wild without access to soil. Intermittent very low level of fertilizer might be better especially if the leaves are showing sign of a mismatch between root surface and leaves exposed surface (to drying that can be helped with higher air humidity)

[–] [email protected] 1 points 1 day ago

Basically the realm of Tiki cocktail has few criteria (1)sour/involve citrus (2) complexity and (3) extra points for crashing ice with a hammer. it’s impossible not to be happy crushing ice!

[–] [email protected] 2 points 1 day ago

This concept pop up every years and each time i am surprise by how happy i am for US politicians to be forced to acknowledge climate change and then sad for all those people priced out of living at a fair price in a safe place.

[–] [email protected] 4 points 1 day ago

Thanks for this post. I haven’t read the Walrus in a while, i will be coming for more.

[–] [email protected] 3 points 1 day ago (1 children)

Where is the preferred way to express gratitude through kind word and financial support.

For example, lemmy developers can be help through Patreon, but what % of the donations stays with Patreon?

[–] [email protected] 12 points 1 day ago

You mean that if the bribe is interesting enough, the timeline can be arranged?

 

cross-posted from: https://lemmy.ca/post/39240669

Anybody Alive And Growing Anything?

Photo of my biggest terrarium for attention. Things are less colourful currently; this is from about a year ago. I always enjoy my terrarium the most in February with the green contrasting with the Canadian winter. It’s especially white and snowy this week.

 

Photo of my biggest terrarium for attention. Things are less colourful currently; this is from about a year ago. I always enjoy my terrarium the most in February with the green contrasting with the Canadian winter. It’s especially white and snowy this week.

 

I wont ever advise for timing the market, yet the current imminent US-Canada trade war and political storm inspired me to reassess my investing strategy.

Context : Mid 30, kids, mortgage, stable job but no retirement plan with the job.

I favour a diversified mix of low cost index fund but being a nerd i enjoy the Rational Reminder podcast and understanding the smallest details. An evidence based approach to risk and expected returns will guide my choices.

I started with 20 % bond and 80 % stock. The problem with bond : can exhibit volatility if interest rate change especially over longer time horizon, will limit growth if too high %, uncorrelated to stock but sometimes move in the same direction than stocks in recent downturn… I can put some extra payments on my mortgage and consider this a bond for a few years.

I want home country bias : no withholding taxes on dividend and at the opposite i get a tax credit for taxes already paid in Canada. In a conflict i can’t ever be expropriated from my own country stocks and use the Canadian currency for my spending. Let’s make Canada 25%.

Next is the US allocation. It’s two thirds of the investable world by market weight (see the VT etf if you want references) it’s had incredible returns in the last decade with p/e multitude going higher. Currency and country are uncompensated risk (random) and i won’t put myself in a place where 2/3 of my retirement is subject to random results. I choose 35 %.

That leaves 20 % for International developped market. I would like this to be higher than US but i will wait for the actual market weight to tell me that International merits a higher than US %. I leave developing market alone : i want an efficient market with free flow of information snd rules of law properly enforced.

Total 100% (20-25-35-20) close to VGRO.to No single stock, no gold, no crypto. What are your asset allocation plans and most importantly why?

If there is enough engagement here, i will make a future post about asset location, favourite etf to achieve my goal, small cap value and insured US allocation with deep itm options on SPY.

 

Feu Follet :

45 ml lightly aged agricole rum

15 ml green chartreuse

15 ml Falernum

15 ml St Germain

15 ml orgeat 

30 ml lime

20 ml Pineapple

150 ml Crushed ice (more dilution is wanted)

Angostura bitters 1-2 dash on top

A tick bush of slapped (for aroma) thai basil 

French name because of many French ingredients, but keeping with tiki traditions of mysterious and dangerous vibe.

I created this recipe after reading through the excellent tiki cocktail book Smuggler’s Cove. It’s unnecessarily complicated just because…

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