Copernican

American dream implies nuclear family life. Retirement, home ownership, and owning new cars are factored in that math. It includes the cost of having 2 kids.

If you read the article...

Here’s the breakdown. We’ll explain the math below.

Retirement: $1.6 million

Homeownership: $930,000

Raising two kids: $832,000

Owning new cars: $811,000

Annual vacations: $179,000

Wedding: $44,000

Pets: $37,000

Funeral: $8,000

I think people underestimate lifetime earnings. Let's assume 35 years of salary work to retire at 65 (it takes a while to get a career going an maybe a layoff and parental leave...) That would be about 125k a year. Make that a dual income family and that's 2 people making 63k a year. It's a bit hard to understand pre and post tax though because some of the calculations like retirement are pretax. And then factor in gains from investment...

So isn't this calculation saying a 2 family income making median salaries can live the dream? That's not great for 50% of Americans and probably means a lesser proportion of Americans can attain the dream than before. But that number 4.4 million actually is not crazy high. In a more just work though, dual income families making above the lowest 25 to 30% salaries should be able to afford the American Dream with some caveats around used cars instead of new, and maybe more frugal wedding and college expense due to financial aid and what not.

"can" vs "do" are different things. The meme quote describes hypothetical use, not actual use, as being something that should be taxable.

I guess that's whats lost in the meme. Just because you "can" use something as collateral doesn't mean you "are" using something as collateral. The language should be more accurate to describe actual use vs hypothetical.

So how does taxing unrealized gains work. If I purchase stock X at a specific price. If the stock goes up and I now am holding 150% of my original value. Let's say it hovers there for 3 more years. After 3 years it tanks and is now worth only 50% of my original purchases. Are people suggesting that I pay taxes on the unrealized gain of 50%, even though I end up selling at loss and have realized negative value. Doesn't that mean I am being taxed on losing money? How does that make sense?

Thanks for the checking. I think the whole argument is pretty wild and specious, and factually suspect, that someone died because a person couldn't look up the cpr video on time. YouTube is not a platform that is meant to deliver on demand life saving training. In NYC all the restaurants and workplaces have signs up in designated areas with instructions on how to do cpr. I suspect someone is going to more quickly look up written instructions or infographics if they need to Google. But really, this just speaks to the importance in staying up to date on CPR practices and having school and HR classes that teach this on a recurring basis. Using this as an argument against all ads is kind of nuts.

Also, the first step of most CPR instructions is call 911. So if you follow instructions, how are you watching a video on the phone? And can't the operator coach you through the steps? https://www.redcross.org/take-a-class/cpr/performing-cpr/cpr-steps

I can't tell what is more gaudy. Keeping the video the same size and overlaying an image with a transparent background, or shrinking everything with some obtrusive weird colored border to make it look like a 90's web page. But at the end of the day, I think it's relatively non intrusive, especially if dismissible while keeping the video paused.

Looks like the reddit embeds were newly added to the page, or weren't loading correctly last night. Couldn't tell those links were previews or final designs of what the ad format would look like. Disney pause ads for example have it overlayed on top of the video instead of shrinking the video to have a banner/border around it. https://variety.com/2023/tv/news/pause-ads-hulu-max-peacock-streaming-1235764850/

Proof? Aren't there classes of videos non monetized on youtube? When I just google search for cpr and find the american red cross I quickly found written instructions as well as a youtube video that doesn't appear to have any ads. Isn't the problem that some video creators intentionally create videos for CPR in hopes of monetizing?

Good thing the civil rights movement in the USA didn't have church leaders involved...

Why is consensus that trump is a POS a bad thing? I hate articles like this and it always makes me wonder if this is foreign interference trying to force artificial divides.

YouTube wants you to keep watching the videos. The more time you spend on the site the more ads you see. They care about finding the balance of acceptable ad load to maximize ad space, which requires a consistent user base. I have faith that this is their objective. Also, videos take time to load and a user hitting pause is unpredictable. A light weight display ad is probably the best technically feasible way to grab a user's attention in that brief moment of hitting pause. Especially when pause means a user wants to mute audio to do things like take a phone call, a video would turn off users to the platform.