So, material being drilled in to will determine type of drill.
Drilling into concrete requires what is called a "hammer drill" and masonry bits. Drilling into concrete is more challenging than wood. A hammer drill has an internal hammer that helps pulverise the concrete and drill through it. It also takes more weight to go behind it, and they are heavier. And the masonry bits are designed for that sort of cutting
I have a Hilti TE-24 that is great for me, but my physical limitations are different then yours. Lowes has a dewault corded hammer drill @ 7amps for $89 that is probably going to be fine for your purposes. Especially if you're just trying to hang pictures and stuff. If you want a bigger one, the 10 amp model is $170.
Without more detail on your physical limitations, and I can't really give more advice except that you need a hammer drill for concerete