this post was submitted on 04 Nov 2024
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Housing Bubble 2: Return of the Ugly

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[–] Alexstarfire 4 points 1 week ago* (last edited 1 week ago) (1 children)

Unless this is the average for first time homebuyers this number isn't saying what they say it is. What is the purpose of this number? To show that older people have more money to buy houses? No duh. Older people buying more than 1 property is going to skew this number. That older people have more money to buy these houses now than they did in the past?

[–] [email protected] 2 points 1 week ago

If the market skews heavily towards those who’ve already had a reasonable chance to gain equity and basically then doubled it in the last 3 years then this number is still significant. First time or not, we’re being squeezed out of the market. Those of us who get in late are going to have the bubble pop and be stuck on the hook for a million dollars after interest) we can’t ever get out from under.

“Rates will go down and you can refinance!” How will I save for closing costs?

“Housing values won’t go down?” Who has $600k for a 3 bedroom in 2028? Fucking no one? Right.