A Boring Dystopia

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A millennial couple who make $250,000 say they can't find a home in their budget: 'We refuse to become house-poor' (www.businessinsider.com)

submitted 3 months ago by return2ozma to c/aboringdystopia

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[–] [email protected] 5 points 3 months ago* (last edited 3 months ago) (31 children)

These stories are always bullshit. They can't afford a 3000sqft single family home on an acre inside the beltway of a HCOL city. Anyone making $250k can easily afford a condo or townhome anywhere in the US. If you really need useless interior volume or wasteful yard space then you can move farther out and afford that.

[–] lunarul 7 points 3 months ago

Out of curiosity I checked how much a 3000 sq ft home on 1 acre lot is in my area. The only thing under $4m was a $2.4m fixer-upper.

[–] Zannsolo 3 points 3 months ago* (last edited 3 months ago) (3 children)

Rough math after maxing 2 401ks, taxes and paying 1000 a month for insurance they should be making around 12k take home a month. Even with only 5% down they should be able to get into a 7-800k house and still have 4k-5k a month for other expenses. I found 25 results under 700k in the greater Portland area some as low as 479k (actually in Portland) for 2.5k sf min 4+ bedrooms 2 bath min 1/4 acre lot.

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