No Stupid Questions
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I think your asking the right question but it's hard to articulate because you don't understand the right question to ask.
Say you use google email and google apps to schedule appointments. The information is put into a database and all sorts of data points are collected. The information can be made into a profile and then sold.
If you use an app to record your diet. That could start to show medical information if you're able to put it with the google information and so on.
This is by no means how it's done but something to help you understand what you should be asking.