this post was submitted on 09 Feb 2024
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[–] [email protected] 0 points 11 months ago (2 children)

credit card is instantaneous and you pay extra for using credit. Checks add friction to procedure

p.s. i use neither

[–] daellat 2 points 11 months ago

Don't you guys have direct debit cards yet?

[–] [email protected] 1 points 11 months ago

Depends on where you are for "paying extra". Grocery stores in the US around me don't charge differently for credit/debit/check/cash. Restaurants are starting to charge credit card fees to people but have a cash/debit "discount" which I'm actively ensuring I use. Probably going to hit up the card companies and explain that the change in cost means their cards are worth less now and I'll just never use them.