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I've got like 4 years left. Stop wasting them. (lemmy.world)

submitted 5 months ago by Stamets to c/[email protected]

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[–] [email protected] 3 points 5 months ago (1 children)

If you need time that's what a credit card is for. If you don't have financial responsibility then that is a problem though.

[–] [email protected] 0 points 5 months ago (2 children)

credit card is instantaneous and you pay extra for using credit. Checks add friction to procedure

p.s. i use neither

[–] daellat 2 points 5 months ago

Don't you guys have direct debit cards yet?

[–] [email protected] 1 points 5 months ago

Depends on where you are for "paying extra". Grocery stores in the US around me don't charge differently for credit/debit/check/cash. Restaurants are starting to charge credit card fees to people but have a cash/debit "discount" which I'm actively ensuring I use. Probably going to hit up the card companies and explain that the change in cost means their cards are worth less now and I'll just never use them.