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Man if you can't see the parallels then idk what to tell you. Everyone else can. I even ended the post with "semantics aside" to get at the underlying and try and move it past the inefficiencies of language but you persist. So in that, I concede you are right, there clearly is no reason to continue.
You're the one persisting.
I have and can run actual scams and ponzis and this is not that. Words matter and you sound like someone surprised that no one understands them when they are using literally to mean figuratively among others.
Suburban life is not for me but it's not a scam, it's a lot of wasted time for commutes and shopping trips, etc but it's not a ponzi, not an mlm, etc. No one single entity is getting rich off of suburbs that were built decades ago. I'm not sure you understand how all of this actually works.
Seriously my guy/gal. Go get some life experiences on how this shit works and then go bitch at someone else because I'm fine here. You can sit a book down in front of someone but if they refuse to learn how to read, what can you do.
Bro, look into how many of these municipalities are still paying for their development, generations later, long after everyone moved out. Or read the article. Define scam however you want, Idg2fs. You can argue that the Sacklers didn't scam everyone and leave us holding the bag, because we used the word SCAM instead of LIED like there's a great moral chasm between the two. Holy shit, I'm giving up on trying to get this across to you.
It's like you're just smart enough to start to get it, but then I stead of diving deep you just reinforce and double down, which makes you just smart enough to be a danger to yourself. Have fun with that. Don't comment back. I won't read it.