No Stupid Questions
No such thing. Ask away!
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It's worth mentioning the advantage of why they do this. There are several reasons, but the two most common are:
Seeing the data means they can do a better job at detecting attacks and fending them off.
They can issue certificates with longer lives from their private CA which simplifies certificate management for their customers.
considering they are a US company they are bound by US warrantless wiretapping laws.
Plus other capabilities like injecting banners, caching, etc
you say, "caching," CF says, "ca-ching!"