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The best part of driving a shitbox is that I don't have to care too much about it. (lemmy.world)

submitted 8 months ago by spicytuna62 to c/[email protected]

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[–] [email protected] 7 points 8 months ago (5 children)

Problem is with your 14 year old Hyundai, you probably don't have full coverage, so your insurance is going to pay to fix his BMW, you are going to pay to replace your Hyundai, and your insurance rates are going up.

[–] Alexstarfire 17 points 8 months ago (1 children)

If you get hit, the other party's insurance pays, not your own.

[–] [email protected] 7 points 8 months ago

correct but your premiums still go up

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