this post was submitted on 20 Jan 2024
1003 points (99.4% liked)

Memes

46120 readers
1967 users here now

Rules:

  1. Be civil and nice.
  2. Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.

founded 5 years ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 7 points 1 year ago (2 children)

Problem is with your 14 year old Hyundai, you probably don't have full coverage, so your insurance is going to pay to fix his BMW, you are going to pay to replace your Hyundai, and your insurance rates are going up.

[–] Alexstarfire 17 points 1 year ago (1 children)

If you get hit, the other party's insurance pays, not your own.

[–] [email protected] 7 points 1 year ago

correct but your premiums still go up

[–] [email protected] 5 points 1 year ago (2 children)

Why would anybody in their right mind not have full coverage with a shitbox car? It's kinda the whole point.

[–] coffeebiscuit 5 points 1 year ago

Well the car is worth $500.- the repairs cost $2000.- . So the car is totaled. Here is your $500.- K bye.

[–] GunValkyrie 2 points 1 year ago

Not everyone can afford it.