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I don’t qualify, but I’m thrilled af that some people do. See that, conservatives? I’m happy for other people even if I’m not able to take part.
I also don’t qualify, and I’m saddled with $60k of student debt for the foreseeable future with very little idea of how to ever change that depressing fact, but sure, congrats to those who do qualify! Sucks to suck for us, eh
44k over here, down from 60. Also, SAVE raised my payments considerably since it’s still measuring on 10% of disposable income. It may save me money once it goes to the 5%, but I’m hoping to have a job that gives me a 40k raise by then so it may be moot for me.
But I’m super happy these folks are getting it and that Biden is making progress on this front.
How's disposable income calculated? Also, once you have your raise, I assume that while you payment might be at a similar level, your take home would still have increased?
Discretionary income is actually the correct term, I mis-typed when I said disposable.
And it’s anything over 225% of the poverty level in the state you live in. In my case, anything over $33,885 is considered discretionary. Last year my gross comp was $110k, so the payments were 10% of 76,115, which shakes out to about $630/month. I’m looking for work in the 120-140k range, at which point I’ll just be dumping gobs of my money into my student loan to get it paid off in a few years and be done with it.
I’m not desperate for forgiveness by any means, but life would have been much easier without these payments up until now. The 3 year hiatus gave me the opportunity to get ahead in so many things, including being positioned to buy a house a year and a half ago after a small bit of help from my (now ex) wife’s rich aunt/uncle. The gift wasn’t enough, but it got us over the hump after we were able to save all that money we were putting into the student loans.