this post was submitted on 03 Jan 2024
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Science Memes

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It's a new era. (mander.xyz)
submitted 10 months ago by [email protected] to c/[email protected]
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[–] [email protected] 26 points 10 months ago* (last edited 10 months ago) (2 children)

I know they are dinosaurs, but the fact that someone was drawing comics about checks in 2017 is just baffling.

I don’t recall seeing a check since the late 80s.

[–] weariedfae 19 points 10 months ago (5 children)

Man, that's some hyperbole. Ain't nobody believing you haven't seen a check in 40 years. It's not for every day use but there's always something that needs a check for some dumb reason, like setting up direct deposit or paying the emergency plumber. Stuff comes up.

[–] [email protected] 13 points 10 months ago* (last edited 10 months ago)

Man, that's some hyperbole. Ain't nobody believing you haven't seen a check in 40 years.

Late 80s is only 35 years ago, but other than that believe it. It’s true. In 1991 Maestro launched and everyone moved over to debit card payments.

The cheques only really disappeared in 2002 when the bank guarantees stopped, but I haven’t seen one in the wild since I was a little little lad. I have never ever ever had a checkbook in my own name.

More info on https://en.wikipedia.org/wiki/Eurocheque

It's not for every day use but there's always something that needs a check for some dumb reason, like setting up direct deposit or paying the emergency plumber.

My last emergency plumber was a kid in his twenties. I don’t think he even knows what a check is. But he definitely knows what a debit card is, and has a portable terminal.

[–] [email protected] 10 points 10 months ago* (last edited 10 months ago)

I'm not American, but

I've literally never seen a check in my life, and I've been around since the late 80s.

[–] [email protected] 4 points 10 months ago

I got paid by check for a gig on Christmas Eve.

[–] [email protected] 3 points 10 months ago* (last edited 10 months ago) (2 children)

Believe it, bub. In backwater places like Brazil people have moved on from credit and debit cards to fully digital systems like Pix. Meanwhile my town in Tennessee will take only cash or cheque for taxes.

[–] [email protected] 2 points 10 months ago (1 children)

I'm so used to my country being late to this type of stuff that i only realised pix wasn't an international thing until just recently.

Also how dare you?! Only i get to call this backwater place backwater! /s

[–] [email protected] 1 points 10 months ago

Is there a c/suddenlycaralho?

[–] [email protected] 0 points 10 months ago

I mean, fully digital isnt a massive flex. "Cash is king" is a saying for a reason

[–] [email protected] 2 points 10 months ago

Other than getting paid for a few labor jobs out of high school, I haven't seen a cheque used ever, so I can believe it. Banks give sheets with direct deposit info, and any tradespeople I've hired have taken various other forms of payment.

For reference, this is in Canada though, so not the default.

[–] Monkeyhog 13 points 10 months ago (2 children)

I work at a bank, I see thousands of checks a day. They're still out there.

[–] [email protected] 11 points 10 months ago

My condolences.

On the other hand, we don’t have bank offices here anymore either. And getting someone on the phone is a nightmare.

But it’s cheaper, so that’s why they raised prices. Wait, what?

[–] psud 1 points 10 months ago (2 children)

In America?

[–] meliaesc 1 points 10 months ago* (last edited 10 months ago) (1 children)

I wrote two checks last week. I'm 29. Landscaping company and car down payment.

[–] psud 1 points 10 months ago

I'm 46 and have never used a cheque

[–] Monkeyhog 1 points 10 months ago* (last edited 10 months ago)

Yep, checks are used a lot by charities and churches, plus migrant workers are often paid by checks, and there's market nearby that will cash all of their checks for them, and that market is a customer of my bank, so when they bring in their deposit, it's a stack of checks at least 6 inches tall every day. And that's honestly not even half of the checks we see a day.