While I won't be able to do it in 2024, I should be very close to paying off my house by the end of the year. Assuming the economy doesn't crash, my goal is to pay it off entirely in the first half of 2025, at which point I'll be completely debt free (I paid off the last of my student loans two years ago and I paid off my car earlier this year).

My non-discretionary expenses (food, electricity, etc.) will be pretty low at that point, perhaps less than a couple thousand per month. Security, for me, is being able to survive on a minimum wage job if it somehow became necessary, and owing no one anything.

I'd be farther along, but I overspent this year. It's unusual for me, but I'm not going to worry too much about it. I'll just do a better job of reining it in this year.